Understanding the Medicare income limits 2026 is crucial for retirees managing healthcare costs. Federal Pension Advisors explain how income thresholds affect premiums and provide strategies to reduce IRMAA surcharges. Stay ahead of changes, protect your retirement income, and plan smarter with expert, humanized guidance from Federal Pension Advisors. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge